Cottages for Sale in South Muskoka

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0 WINDERMERE ROAD, Muskoka Lakes

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$1,050,000

0 Windermere Road, Muskoka Lakes (Watt), Ontario P0B 1M0

0 beds
0 baths
227 days

Muskoka Road 118 West to Brackenrig Road to Windermere Road to S.O.P. 1st offering outside this family in over 3/4 of a century. Prime Muskoka Lakes -70+ acre landbank with 1,450 feet of assessed shoreline (more or less) on serene Camel Lake near Windermere. Centrally situated amidst the heart

Apartment for sale: 1245 - 1050 PAIGNTON HOUSE ROAD, Muskoka Lakes

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$160,000

1245 - 1050 Paignton House Road, Muskoka Lakes (Medora), Ontario P0B 1G0

1 beds
1 baths
46 days

Peninsula Road north of Port Sandfield to Minett, turn right on Juddhaven Road and follow to Paignton House Road on right side (JW Marriott Resort and Spa sign directly across from entrance to The Rock Golf Club) Relax & unwind in luxury at The Rosseau, Muskoka's world-renowned JW Marriott

House for sale: C5 12SC - 1003 MATTHEWS DRIVE, Muskoka Lakes

28 photos

$299,900

C5 12sc - 1003 Matthews Drive, Muskoka Lakes (Watt), Ontario P0B 1P0

3 beds
3 baths
7 days

Windermere Road & Matthews Drive Luxury EQUITY fractional ownership awaits at "The Cottages at Windermere' overlooking beautiful Lake Rosseau. Extremely rare offering of 1/4 OWNERSHIP in Cottage #5 includes 12 WEEKS of truly CAREFREE Muskoka enjoyment in an intimate setting of only 6 cottages.

House for sale: 29 ISLAND 26LM, Gravenhurst)

45 photos

$1,990,000

29 Island 26lm, Gravenhurst) (Muskoka (S)), Ontario P1P 1R2

5 beds
2 baths
11 days

Muskoka Rd 169 Come discover Muskoka's enchanting landscape! This extraordinary private 11-acre parcel of land unveils itself as a unique majestic place amidst the scenic panorama of Lake Muskoka. Nestled among 800 feet of shoreline with coveted CW-8 zoning, this historically significant commercial

1006 BOOTH LANE, Gravenhurst)

50 photos

$549,000

1006 Booth Lane, Gravenhurst) (Muskoka (S)), Ontario P1P 1R2

0 beds
0 baths
22 days

Sniders Bay Rd. LAKEFRONT BUILDING LOT on highly desired Pine Lake, Muskoka. A rare opportunity in majestic Muskoka! Just 90 minutes north of Highway 401 in Gravenhurst, this prime lakefront lot offers 113 feet of pristine waterfront with a generous depth of 230 feet, totaling over half an

House for sale: 71 EARLS ROAD, The Archipelago

39 photos

$2,100,000

71 Earls Road, The Archipelago (Archipelago South), Ontario P0C 1H0

7 beds
2 baths
127 days

Healey Lake Road to Earl's road to the End #71! It is not everyday that you get a chance to see a true Muskoka cottage on an\r\nincredible point of land like this one, let alone TWO cottages, fully\r\nself-sustaining, each with their own overflow sleeping cabins!! Welcome to\r\nHealey Lake.

143 SOUTH DRIVE S, Huntsville

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$3,750,000

143 South Drive S, Huntsville (Stisted), Ontario P1H 2J2

0 beds
0 baths
15 days

South Drive/Vernon Shores Live, Work and Play on this Commercially Zoned 5+ Acre Property situated on the popular Shores of Lake Vernon. This 5 Bedroom, 2 Bathroom year round home or cottage offers South West views and access to miles of boating on Vernon, Mary, Fairy and Peninsula. Less than

143 SOUTH Drive, Huntsville

50 photos

$3,750,000

143 South Drive, Huntsville, Ontario P1H 2J2

0 beds
0 baths
15 days

Aspdin Road to Etwell Road. Right onto Hoodstown, Straight onto South Drive. Live, Work and Play on this Commercially Zoned 5+ Acre Property situated on the popular Shores of Lake Vernon. This 5 Bedroom, 2 Bathroom year round home or cottage offers South West views and access to miles of boating

House for sale: 295 MUSKOKA ROAD 10 ROAD, Huntsville

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$419,000

295 Muskoka Road 10 Road, Huntsville (Stephenson), Ontario P0B 1L0

3 beds
2 baths
23 days

Muskoka Rd 10, Port Sydney, 3rd drive on right A gorgeous property sitting on over 2.3 acres, backing on to Granite Ridge Golf Course, and next to city owned land used for buried utilities there is ultimate privacy with no neighbours.Just a 3 minute drive to the public school, beach, grocery

House for sale: 250 SOUTH SHORE ROAD, The Archipelago

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$4,999,999

250 South Shore Road, The Archipelago (Archipelago North), Ontario P0G 1K0

6 beds
3 baths
32 days

400 North to Pointe Au Baril, left onto South Shore Road to #250 This extraordinary Georgian Bay estate redefines luxury living, offering 744 feet of pristine shoreline and a spectacular 3,100 sqft year-round cottage. From the moment you enter the gated driveway, you're enveloped in a sense

House for sale: 4441 MUSKOKA RD 117 ROAD, Lake of Bays

49 photos

$1,925,000

4441 Muskoka Rd 117 Road, Lake of Bays (Franklin), Ontario P0B 1A0

3 beds
2 baths
50 days

Hwy 35 and Muskoka 117 Step into your waterfront sanctuary, where timeless charm meets modern living. Set on a private 1.5-acre lot with 220 feet of pristine shoreline, this retreat offers coveted northwest exposure, giving you long, sunny days and stunning sunsets over Ten Mile Bay. This exceptional

House for sale: 143 SOUTH Drive, Huntsville

50 photos

$3,750,000

143 South Drive, Huntsville, Ontario P1H 2J2

5 beds
2 baths
14 days

Etwell Road, right onto Hoodstown-straight onto South Drive. #143 Live, Work and Play on this Commercially Zoned 5+ Acre Property situated on the popular Shores of Lake Vernon. This 5 Bedroom, 2 Bathroom year round home or cottage offers South West views and access to miles of boating on Vernon,

House for sale: 250 SOUTH SHORE Road, Pointe au Baril

48 photos

$4,999,999

250 South Shore Road, Pointe au Baril, Ontario P0G 1K0

6 beds
4 baths
39 days

400 North to Pointe Au Baril, left onto South Shore Road to #250 This extraordinary Georgian Bay estate redefines luxury living with its 744 feet of pristine shoreline and a breathtaking 3,100 sqft year-round cottage. From the moment you drive through the gated entrance, you’ll be immersed

House for sale: 143 SOUTH DRIVE, Huntsville

49 photos

$3,750,000

143 South Drive, Huntsville (Stisted), Ontario P1H 2J2

5 beds
2 baths
15 days

Aspdin Road to Etwell Road. Right onto Hoodstown, Straight onto South Drive Live, Work and Play on this Commercially Zoned 5+ Acre Property situated on the popular Shores of Lake Vernon. This 5 Bedroom, 2 Bathroom year round home or cottage offers South West views and access to miles of boating

House for sale: 3978 SOUTH PORTAGE Road, Lake Of Bays

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$1,799,900

3978 South Portage Road, Lake Of Bays, Ontario P1H 2J3

4 beds
2 baths
5 days

Muskoka District Road 117/Brunel Rd/Muskoka District Road 2/Turn right onto S Portage Rd/Muskoka District Road 9 LUXURIOUS LAKEFRONT RETREAT ON OVER HALF AN ACRE WITH 200 FT OF SHORELINE, PRIME SW EXPOSURE, HEATED INSULATED GUEST COTTAGE, & BUNKIE! Experience the ultimate lakeside lifestyle

8906 HWY 11 ROAD S, Orillia

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$1,300,000

8906 Hwy 11 Road S, Orillia (Orillia), Ontario L3V 6H3

0 beds
12 baths
57 days

HWY 11 SOUTH & EGO SIDEROAD Great Opportunity To Have The Hotel Has 10 Bachelor Units With Monthly Rentals, Long Term Tenants, Owner Residence & Gas Station With Convivence Store Gives Positive Cashflow, Open 7 Days, Roof 2024, Convenient Hwy Access W Easy On/Off, Fast Growing As 7.2% From

House for sale: 22 MILE ISLAND, Gravenhurst)

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$699,900

22 Mile Island, Gravenhurst) (Wood (Gravenhurst)), Ontario P0E 1G0

3 beds
1 baths
26 days

Southwood road and South Morrison Lake Road Ready to set your watch to "Islandtime"? South Muskoka waterfront properties like this are rarely available in this price range. This wonderfully attractive Morrison Lake cottage is well situated only mins. from your own deeded mainland parking area

Apartment for sale: 301 - 200 ANGLO STREET, Bracebridge

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$865,000

301 - 200 Anglo Street, Bracebridge (Macaulay), Ontario P1L 1G4

2 beds
2 baths
10 days

Ecclestone Drive and Anglo Street Welcome to "the Rebecca" unit 301 and the only one left in the building in this plan! Both bedrooms and living area face directly onto the river, providing you with a gorgeous waterfront view. This luxurious suite welcomes with hardwood floors of your choosing

1088 NORTH MARY LAKE ROAD, Huntsville

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$799,900

1088 North Mary Lake Road, Huntsville (Brunel), Ontario P1H 2J3

0 beds
0 baths
15 days

Take Brunel Road in Huntsville to North Mary Lake Rd. Head West on North Mary Lake Road and be sure to turn South to continue on North Mary Lake Road. Note that the GPS is not accurate and so follow signs to #1088. This is an opportunity to own over 4 acres on the Muskoka River. The lot is

Other for sale: 118-3 - 1052 RAT BAY ROAD, Lake of Bays

13 photos

$42,500

118-3 - 1052 Rat Bay Road, Lake of Bays (Franklin), Ontario P1H 2J6

2 beds
2 baths
95 days

From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You

House for sale: 22 DYER CRESCENT, Bracebridge

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$1,399,000

22 Dyer Crescent, Bracebridge (Macaulay), Ontario P1L 0N4

5 beds
5 baths
19 days

Manitoba & Clearbrook Welcome to 22 Dyer Crescent, a stunning 5-bedroom, 5-bathroom home in the prestigious White Pines Community. Approx 3200 sq ft and situated on the largest lot in the subdivision, this exceptional property backs onto greenspace, offering gorgeous views and privacy. At the

House for sale: 1305 BELLWOOD ACRES ROAD, Lake of Bays

43 photos

$1,525,000

1305 Bellwood Acres Road, Lake of Bays (Ridout), Ontario P0B 1A0

6 beds
2 baths
53 days

Muskoka Road 117 Did you know that you can boat from Paint Lake into Lake of Bays? Yes!! Here is an extraordinary opportunity to immerse yourself in the ultimate Muskoka lake life experience! A stunning, year-round custom home/cottage (New 2017) & the sweetest guest bunkie (approx 350 sq. ft),sprawled

Other for sale: 1052 RAT BAY RD 109-7 ROAD, Lake of Bays

30 photos

$49,900

1052 Rat Bay Rd 109-7 Road, Lake of Bays (Franklin), Ontario P1H 2J6

2 beds
2 baths
19 days

South Portage Rd and Rat Bay Rd Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time

Mobile Home for sale: 12 - 1047 BONNIE LAKE CAMP ROAD, Bracebridge

15 photos

$69,900

12 - 1047 Bonnie Lake Camp Road, Bracebridge (Macaulay), Ontario P1L 1W9

3 beds
1 baths
22 days

Bonnie Lake Rd & Bonnie Lake Camp Rd Affordable waterfront cottage in Muskoka! Located at Great Blue Resort's Bonnie Lake Resort, which is on a private, quiet, motor-free spring-fed lake. Canoes and kayaks are available for your use. Also, there are fun family activities or send the kids out

Other for sale: 108-8 - 1052 RAT BAY ROAD, Lake of Bays

38 photos

$49,900

108-8 - 1052 Rat Bay Road, Lake of Bays (Franklin), Ontario P1H 2J6

2 beds
1 baths
89 days

From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners you will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's

Mobile Home for sale: 548 - 1047 BONNIE LAKE CAMP ROAD, Bracebridge

23 photos

$79,900

548 - 1047 Bonnie Lake Camp Road, Bracebridge (Macaulay), Ontario P1L 1W9

3 beds
1 baths
24 days

Bonnie Lake Road & Bonnie Lake Camp Road This is an amazing way to have an affordable cottage in Muskoka at a reasonable cost. Great Blue Resort's Bonnie Lake Resort is located on a spring-fed lake which is quiet and motor-free. Canoes and kayaks are available for your use. Also, there are

920 BIG ISLAND, Huntsville

24 photos

$399,000

920 Big Island, Huntsville (Stisted), Ontario P1H 2J2

0 beds
0 baths
25 days

Peacock Bay Rd. or South Drive Presenting one of the most breathtaking lots on Big Island-Lake Vernon. This nearly 5-acre west-facing lot is a rare gem boasting beautiful sunsets and unobstructed panoramic views. The 540-foot shoreline is adorned with majestic towering white pines, cedar, and

Other for sale: 1052 RAT BAY 105-8 ROAD, Lake of Bays

32 photos

$19,900

1052 Rat Bay 105-8 Road, Lake of Bays (Franklin), Ontario P1H 2J6

2 beds
1 baths
18 days

South Portage/Hwy 60 Fractional Ownership is an affordable way to own property in Muskoka. Fractional ownership means that you would own 1/10th of the cottage plus a share of the entire resort. This is not a time share although some think it is similar but in fractional ownership you have an

House for sale: 1055 EVANSWOOD DRIVE, Gravenhurst)

40 photos

$899,900

1055 Evanswood Drive, Gravenhurst) (Wood (Gravenhurst)), Ontario P0E 1G0

5 beds
2 baths
57 days

From Highway 11, Beiers Road to Southwood Road to South Morrison Lake Road, Right onto Evanswood Drive, follow to #1055, cottage on left, land across the road also included. Charming year-round Morrison Lake cottage with secondary seasonal dwelling at the water's edge! Discover the perfect

House for sale: 5- B359 ECHO, The Archipelago

50 photos

$4,900,000

5- B359 Echo, The Archipelago (Archipelago), Ontario P2A 0A1

4 beds
3 baths
291 days

Water taxi from Parry Sound Welcome to Echo Island, your very own 16-acre sanctuary on the stunning Georgian Bay, boasting 1280 feet of sunset-exposed shoreline. Picture-perfect dotted island views, windswept pines, and your own private beach make this an idyllic escape for swimming, playing,

Other for sale: 116-2 - 1052 RAT BAY ROAD, Lake of Bays

39 photos

$51,000

116-2 - 1052 Rat Bay Road, Lake of Bays (Franklin), Ontario P1H 2J6

2 beds
2 baths
412 days

From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You

Other for sale: 107-9 - 1052 RAT BAY ROAD, Lake of Bays

39 photos

$70,000

107-9 - 1052 Rat Bay Road, Lake of Bays (Franklin), Ontario P1H 2J6

2 beds
2 baths
412 days

From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. 107 Algonquin is a 2 bedroom cottage located close to the indoor

House for sale: 209 BAY STREET Street, Shanty Bay

45 photos

$4,999,900

209 Bay Street Street, Shanty Bay, Ontario L0L 2L0

5 beds
5 baths
27 days

Highway 11 North or Ridge Road to Right on Line 2 South to Bay Street Lakefront Paradise in Shanty Bay! Discover the ultimate waterfront retreat on the serene shores of Lake Simcoe. Tucked away on a peaceful dead-end street in the charming village of Shanty Bay, this exceptional property offers

House for sale: 1023 HARMONY LANE, Bracebridge

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$599,000

1023 Harmony Lane, Bracebridge (Macaulay), Ontario P1L 1W9

2 beds
1 baths
29 days

Hwy 11 to Holiday Park Dr (just north of 117). First road on right is Harmony Lane. TOP 5 FEATURES we love in this charming two-bedroom home or year-round cottage with 700 sqft of cozy living space, including a delightful Muskoka Room with a water view. ** PROPERTY **: The property boasts 100

99 VERNON REACH ROAD, Huntsville

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$1,359,000

99 Vernon Reach Road, Huntsville (Chaffey), Ontario P1H 2N5

0 beds
0 baths
82 days

Take ON-11 N to West Rd./Muskoka District Road 2 in Huntsville. Take the exit toward ON-221/Muskoka Rd 2/Huntsville/Ravenscliffe from ON-11 N. Follow Muskoka District Road 2 and Skyhills Rd to Vernon Reach Rd. Introducing a Stunning Lakefront Lot - Perfect for Your Dream Cottage! Welcome to

Other for sale: 1052 RAT BAY 102-1 ROAD, Lake of Bays

32 photos

$17,000

1052 Rat Bay 102-1 Road, Lake of Bays (Franklin), Ontario P1H 2J6

2 beds
1 baths
15 days

South Portage/Hwy 60 Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is FRACTIONAL ownership. It is NOT a timeshare. You would actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex.

Other for sale: 116-4 - 1052 RAT BAY ROAD, Lake of Bays

30 photos

$49,900

116-4 - 1052 Rat Bay Road, Lake of Bays (Franklin), Ontario P1H 2J6

2 beds
2 baths
250 days

Hwy 60 and South Portage Rd Blue Water Acres FRACTIONAL ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a time share because you do actually own 1/10 of the cottage and a share in the entire resort. Fractional ownership

House for sale: 621 PENINSULA ROAD, Gravenhurst)

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$1,329,000

621 Peninsula Road, Gravenhurst) (Wood (Gravenhurst)), Ontario P1P 1R2

3 beds
2 baths
7 days

Peninsula Road Welcome to your year-round Muskoka retreat on the pristine shores of Muldrew Lake. Thoughtfully updated with a modern, airy aesthetic, this 3-bedroom, 2-bathroom cottage offers 140 feet of private southwest-facing frontage, where the deep water invites effortless dives, peaceful

House for sale: 1020 OSBORNE LANE, Lake of Bays

48 photos

$1,595,000

1020 Osborne Lane, Lake of Bays (Franklin), Ontario P1H 1A0

4 beds
3 baths
5 days

South Portage Rd & Osborne Point Road Tucked away on a private 2.6-acre property with 380 feet of shoreline, this beloved family cottage is where summer stories are written and cherished for generations. Mornings begin with the golden glow of the sunrise over the lake, best enjoyed with a coffee

House for sale: 285 CROOKED BAY ROAD, Georgian Bay

48 photos

$2,399,000

285 Crooked Bay Road, Georgian Bay (Baxter), Ontario L0K 1S0

8 beds
4 baths
18 days

Crooked Bay & Hasketts Drive SIX MILE LAKE 3 Families can Cottage or Live Here in 3 Separate Living Spaces. At The Waters Edge 280 feet frontage is a Three Slip Boathouse (2 Wet - 1 Dry). The Main Cottage is 285 B and The 2nd Detached Cottage is 285A and enjoys a Sandy Beach Area and a Level

66 BIGWIN ISLAND, Lake of Bays

21 photos

$995,000

66 Bigwin Island, Lake of Bays (Franklin), Ontario P0B 1A0

0 beds
0 baths
19 days

From Baysville, Hwy 117 to Bigwin Island Landing - Shuttle to property BIGWIN EQUITY GOLF CLUB MEMBERSHIP (VALUED AT $150K) INCLUDED! PLAY GOLF THIS SEASON! Build your sustainable dream home, designed by the award-winning architectural firm MacKay-Lyons Sweetapple, with solar power options

14 PINE VALLEY ROAD, Georgian Bay

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$825,000

14 Pine Valley Road, Georgian Bay (Baxter), Ontario L0K 1S0

0 beds
0 baths
3 days

hwy 400 and Pine Valley Just under 10 acres of prime land strategically positioned directly off Highway 400 North at exit 156 in Port Severn. This exceptional property lies within the flourishing Township of Georgian Bay, a community surrounded by the pristine beauty of islands, inland lakes

House for sale: 209 BAY STREET, Oro-Medonte

45 photos

$4,999,900

209 Bay Street, Oro-Medonte (Shanty Bay), Ontario L0L 2L0

5 beds
5 baths
27 days

Ridge/Line 2 Lakefront Paradise in Shanty Bay! Discover the ultimate waterfront retreat on the serene shores of Lake Simcoe. Tucked away on a peaceful dead-end street in the charming village of Shanty Bay, this exceptional property offers 200 feet of prime south-facing waterfront with crystal-clear,

Exploring the Charm of South Muskoka Cottages

South Muskoka, a picturesque region in Ontario, Canada, is renowned for its stunning landscapes, serene lakes, and charming cottages. This area offers a perfect escape from the hustle and bustle of city life, providing a tranquil retreat for those seeking peace and relaxation. Whether you're interested in fractional ownership or a traditional cottage experience, South Muskoka has something for everyone.

The Allure of Muskoka Lakes

The Muskoka Lakes are a major attraction in the region, drawing visitors with their crystal-clear waters and lush surroundings. These lakes offer a variety of recreational activities, including boating, fishing, and swimming. Owning a cottage in Muskoka provides an opportunity to enjoy these activities right at your doorstep.

Types of Cottages in South Muskoka

South Muskoka offers a diverse range of cottages, from rustic log cabins to luxurious waterfront properties. For those looking for a cozy retreat, the three-bedroom cottages in South Glengarry provide a perfect blend of comfort and charm. These cottages are ideal for families or small groups looking to enjoy a peaceful getaway.

For those who prefer a more modern experience, the cottages at South Beach offer contemporary amenities and stunning views. These properties are perfect for those who want to enjoy the natural beauty of Muskoka while still having access to modern conveniences.

Waterfront Living in Muskoka

One of the most sought-after features of a Muskoka cottage is its proximity to water. Waterfront cottages provide breathtaking views and easy access to water-based activities. Imagine waking up to the sound of gentle waves lapping against the shore and enjoying your morning coffee on a private dock. This is the reality for many cottage owners in South Muskoka.

Exploring Nearby Regions

While South Muskoka is a destination in itself, its location also makes it a great base for exploring nearby areas. The cottages in Otonabee-South Monaghan offer a different perspective on Ontario's natural beauty, with lush forests and rolling hills. This area is perfect for those who enjoy hiking and exploring the great outdoors.

Another nearby region worth exploring is South River, Ontario. The cottages in South River provide a peaceful retreat with access to pristine lakes and rivers. This area is ideal for fishing enthusiasts and those who enjoy canoeing or kayaking.

Community and Lifestyle

Owning a cottage in South Muskoka is not just about the property itself; it's about becoming part of a vibrant community. The region is home to a variety of local events and festivals, providing opportunities to connect with fellow cottage owners and residents. Whether it's a summer barbecue or a winter festival, there's always something happening in South Muskoka.

The cottages in South Frontenac offer a unique community experience, with friendly neighbors and a welcoming atmosphere. This area is perfect for those who value a sense of community and enjoy participating in local events.

Investment Opportunities

Investing in a cottage in South Muskoka can be a wise financial decision. The region's popularity as a vacation destination means that cottages often appreciate in value over time. Additionally, renting out your cottage when you're not using it can provide a steady stream of income. The cottages in South Brook are particularly attractive to investors due to their prime location and high demand.

Fractional ownership is another option for those looking to invest in Muskoka real estate. This allows you to own a share of a property, reducing the cost and maintenance responsibilities. It's an excellent way to enjoy the benefits of cottage ownership without the full financial commitment.