Ontario Province Owner Financing Property Listings for Sale

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1413 Brown ST, Thunder Bay

14 photos

$449,000

1413 Brown St, Thunder Bay (Thunder Bay), Ontario P7E 2M7

0 beds
0 baths
16 days

Downtown Westfort- On Brown St between Frederica St and Amelia St *SPACIOUS 4,700sf WELL BUILT COMMERCIAL PROPERTY***OWNER FINANCING AVAILBLE** in EXCELLENT LOCATION in the *HEART of WESTFORT* Business District. 4,700 sf OPEN CONCEPT with PLENTY OF PARKING. *SOLID STEEL Engineered Building

Duplex for sale: 44 WILHELM Street, Kitchener

1 photos

$675,000

44 Wilhelm Street, Kitchener, Ontario N2H 5S1

0 beds
0 baths
290 days

Weber St W to Wilhelm St Embrace the opportunity to shape your perfect abode with this ready-to-build dream home awaiting your personal touch! Rarely does the chance arise to take control of your home's design and secure a spacious lot tailored to your family's desires. With all necessary approvals

House for sale: 12724 KIMBERLY COURT, Tecumseh

38 photos

$695,000

12724 Kimberly Court, Tecumseh, Ontario N8N 3N5

4 beds
2 baths
4 days

Fully renovated, spacious brick bi-level on quiet Tecumseh street steps from schools, parks and shopping. Upper level features 3 bedrooms, full bath and open concept eat in kitchen, dining and living rooms. Finished lower level with large family room, gas fireplace, full bath, den/4th bedroom,

00 HIGHLAND DRIVE, North Huron

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$12,000,000

00 Highland Drive, North Huron (Wingham), Ontario N0G 2W0

0 beds
0 baths
221 days

Highland Dr. & Charles St. The current owner has undertaken significant planning in support of Draft Plan of Subdivision Application for a residential development. Huron Council has granted Draft Approval (2014)of the Wingham Creek development proposed to provide 454 single detached, semi-detached

148 MOSLEY STREET, Wasaga Beach

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$2,950,000

148 Mosley Street, Wasaga Beach (Wasaga Beach), Ontario L9Z 2K1

0 beds
0 baths
182 days

4th St and Mosley St Beach 1 FULLY RENOVATED, YEAR-ROUND PREMIER BEACHFRONT RESORT MOTEL IN A PRIME WASAGA BEACH LOCATION! This completely transformed boutique motel offers an extraordinary investment opportunity in the heart of Wasaga Beach. Known as the well-established and highly rated "Adrian's

LOT 9 JOHN N/A Street, Lincoln

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$1,390,000

Lot 9 John N/a Street, Lincoln, Ontario L0R 1B1

0 beds
0 baths
174 days

QEW to Niagara direction , exit at Ontario street , Lincoln to John street Discover 9 acres of prime, flat vacant land in the heart of Lincoln, a town renowned for its vineyards, wineries, and fruit farming. This tranquil and beautiful setting is just minutes from the QEW, future GO station,

Multi-Family for sale: 279 COLBORNE STREET E, Brantford

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$2,599,000

279 Colborne Street E, Brantford, Ontario N3T 2H3

0 beds
0 baths
211 days

Colborne St E / Clarence St ATTENTION INVESTORS: POWER OF SALE Development Property In Brantford. The Municipality Of Brantford Is Eager To Approve And Assist A Build Up To 22 Storey Mixed-Use Condo. Developers Dream And Background Work Completed. City Willing To Close Small Side Road And

House for sale: 541009 CONCESSION NDR 14 ROAD, Arran-Elderslie

15 photos

$2,199,000

541009 Concession Ndr 14 Road, Arran-Elderslie (Arran-Elderslie), Ontario N0G 1L0

8 beds
4 baths
54 days

Concession 14 & 10 Sideroad SELLER WILL CONSIDER VENDOR TAKE-BACK FINANCING UP TO 50% OF THE PURCHASE PRICE, FOR QUALIFIED PURCHASERS. This stunning estate spans nearly 50 acres, offering the perfect blend of space, privacy, and functionality for land lovers, large families, and truck owner/operators

House for sale: 541009 CONCESSION NDR 14 Road, Chesley

15 photos

$2,199,000

541009 Concession Ndr 14 Road, Chesley, Ontario N0G 1L0

7 beds
4 baths
122 days

Concession 14 & 10 Sideroad, Chesley SELLER WILL CONSIDER VENDOR TAKE-BACK FINANCING UP TO 50% OF THE PURCHASE PRICE, FOR QUALIFIED PURCHASERS. This stunning estate spans nearly 50 acres, offering the perfect blend of space, privacy, and functionality for land lovers, large families, and truck

UNIT E - 163 FIRST STREET, Orangeville

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$149,900

Unit E - 163 First Street, Orangeville (Orangeville), Ontario L9W 3J8

0 beds
0 baths
74 days

Highway 10 & first st Great opportunity to own a growing fast food franchise restaurant in Orangeville, ideal for a person who wants to be his/her own boss or invest in a growing Canadian brand. WingsUp has 30+ locations across Ontario & is expanding to BC/Alberta/USA soon. Good front signage/exposure

00 SAVIGNY ROAD, Otonabee-South Monaghan

8 photos

$300,000

00 Savigny Road, Otonabee-South Monaghan (Rural Otonabee-South Monaghan), Ontario K9J 6Y3

0 beds
0 baths
133 days

Wallace Point Rd & Savigny Rd **Overview of Exceptional Country Building Lot** Discover the perfect opportunity to build your dream home just southeast of Peterborough in the charming Township of Otonabee-South Monaghan. This expansive .46-acre building lot, located at the northeast corner

0 CEDAR SITES ROAD, Thunder Bay

7 photos

$4,499,999

0 Cedar Sites Road, Thunder Bay, Ontario P0T 2K0

0 beds
0 baths
133 days

Hwy 588 & Hwy 593 This 36-Acre Campground Is An Opportunity For Investors Seeking A Successful Business. With 165 CampSites At 100% Occupancy Every Season. There's Room For Up To A Total Of 200 CampSites For Future Expansion. The Property Is Perfectly Located On 3,000 Feet Of Picturesque Lakefront.

6 ASHFIELD-HURON ROAD, Huron-Kinloss

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$799,000

6 Ashfield-huron Road, Huron-Kinloss (Huron-Kinloss), Ontario N2Z 2X3

0 beds
0 baths
42 days

Heading North on Highway 21 towards Amberley, turn left onto Ashfield - Huron Road. **VENDOR TAKE BACK FINANCING AVAILABLE** Welcome to 6 Ashfield-Huron, Kincardine a prime commercial property offering a unique blend of versatility, space, and strategic location. Situated at a bustling main

8626 HIGHWAY 12 W, Oro-Medonte

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$1,095,000

8626 Highway 12 W, Oro-Medonte (Rural Oro-Medonte), Ontario L3V 6H2

0 beds
2 baths
105 days

HIGHWAY 12 AND LINE 15 BUSY HIGH TRAFFIC CORNER LOCATION WOULD SUIT MOST COMMERCIAL USES; CAR LOT, SERVICE STATION, MARINA SALES AND SERVICE, CONVENIENCE STORE, RESTAURANT, TAKE OUT ESTABLISHMENT, OFFICE. TWO BEDROOM APARTMENT ON SECOND FLOOR EXCELLENT OPPORTUNITY FOR LIVE WORK OR RENT OUT

137 SIMCOE STREET N, Oshawa

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$1

137 Simcoe Street N, Oshawa (O'Neill), Ontario L1G 4S6

0 beds
0 baths
71 days

Simcoe St N and Adelaide Attention Developers & Condo Builders. 0.67 Acre Building Site Assembled In Downtown Oshawa with Simcoe St N Frontage. Lots of opportunity, could be rental housing, condo or retirement home. Incredible location within walking distance to Lakeridge Regional Health Centre,

1084 XAVIER STREET, Gravenhurst

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$350,000

1084 Xavier Street, Gravenhurst (Morrison), Ontario P0E 1G0

0 beds
0 baths
15 days

Kilworthy And Xavier 1 acre lot in sought after Whispering Pines - ready to build. Located in the prestigious Whispering Pines community, this private 1-acre lot offers a rare opportunity to build in an exclusive exclave of executive homes. Known for its tranquil setting and natural beauty,

Multi-Family for sale: 31 BAYFIELD STREET, Barrie

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$3,200,000

31 Bayfield Street, Barrie (City Centre), Ontario L4M 3A6

0 beds
0 baths
60 days

Bayfield & Dunlop Own a piece of Barrie's vibrant downtown core with this exceptional investment opportunity! Located in the heart of downtown Barrie, 31 Bayfield Street presents a rare chance to acquire a well-established rooming house with a thriving Irish pub on the ground floor. This property

House for sale: 133 CARLAW AVENUE, Toronto

47 photos

$1,379,000

133 Carlaw Avenue, Toronto (South Riverdale), Ontario M4M 2R8

5 beds
3 baths
59 days

Queen & Carlaw Attention investors and savvy homeowners alike! Nestled in the vibrant heart of Leslieville, this extra-wide century semi oozes charm, character, and unlimited potential. Whether you're looking to build your portfolio or live the owner/investor dream, this property checks all

LT 11 CON 3 MURPHY TWSHP ACRES, Timmins

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$72,000

Lt 11 Con 3 Murphy Twshp Acres, Timmins (TS - SE), Ontario P4N 7C3

0 beds
0 baths
49 days

LANDLOCK. ON HWY 101, TURN ONTO 655, USE THE TRAIL TO GET TO THE PROPERTY. Own your own piece of Canadian wilderness! This 161-acre parcel comes with 40 year old timber. The small creek and beaver pond located within are hallmarks of PRIME moose habitat for hunters. It's ATV/skidoo trail access

169 BAYFIELD STREET, Barrie

7 photos

$1,300,000

169 Bayfield Street, Barrie (City Centre), Ontario L4M 3B4

0 beds
0 baths
43 days

Wellington /Bayfield 7% Cap RATE Prime investment opportunity in the heart of Barrie, just steps from the GO station! This fully occupied, mixed-use property is perfect for investors, business owners, and developers, with potential for future condo projects. Zoned for both commercial and residential

Multi-Family for sale: 133 CARLAW AVENUE, Toronto

48 photos

$1,379,000

133 Carlaw Avenue, Toronto (South Riverdale), Ontario M4M 2R8

0 beds
3 baths
42 days

Queen & Carlaw Attention investors and savvy homeowners alike! Nestled in the vibrant heart of Leslieville, this extra-wide century semi oozes charm, character, and unlimited potential. Whether you're looking to build your portfolio or live the owner/investor dream, this property checks all

14 SPENCER STREET, Edwardsburgh/Cardinal

50 photos

$579,900

14 Spencer Street, Edwardsburgh/Cardinal (807 - Edwardsburgh/Cardinal Twp), Ontario K0E 1X0

0 beds
5 baths
32 days

Centre St and Spencer St Prime Mixed -Use Investment property in charming Spencerville ideally situated on the main road, just 20 minutes from Kemptville. This exceptional stone building offers a unique opportunity for an owner to live and work while earning rental income. Featuring 3 residential

Apartment for sale: 16 - 288 REYNOLDS STREET, Oakville

35 photos

$472,000

16 - 288 Reynolds Street, Oakville (1013 - OO Old Oakville), Ontario L6J 3L4

2 beds
1 baths
32 days

TRAFALGAR/LAWSON Charming Co-Op unit in Historic Old Oakville Village! Situated in the heart of Old Oakville Village, this exclusive co-op offers a unique blend of charm and convenience. Housed in a boutique four-storey building with only 15 units, this spacious 2-bedroom apartment spans over

Apartment for sale: 302 - 20 ST GEORGE STREET, Kitchener

40 photos

$400,000

302 - 20 St George Street, Kitchener, Ontario N2G 2S7

2 beds
2 baths
27 days

Queen St. S. Sandhills Retirement Community opened in 2001,a Christian faith-based multi-denominational not-for-profit corporation providing quality housing for active seniors 55+ years of age. Smoke-free, caring community of like-minded residents. 58 bright, lovely, and spacious apartment-style

Apartment for sale: 506 - 20 ST GEORGE STREET, Kitchener

31 photos

$299,900

506 - 20 St George Street, Kitchener, Ontario N2G 2S7

2 beds
1 baths
27 days

Queen St.S. Sandhills Retirement Community opened in 2001, a faith-based multi-denominational not-for-profit corporation providing quality housing for active seniors 55+ years of age. Smoke free, caring community of like minded residents. The facility encompasses a 58 bright, lovely and spacious

1408 VICTORIA Street N Unit# 14, Kitchener

44 photos

$170,000

1408 Victoria Street N Unit# 14, Kitchener, Ontario N2B 3E2

0 beds
0 baths
26 days

BINGEMAN PARK FOR SALE: Low rent location !!! Established Used Car Dealership & Mechanic Shop Profitable and well-established used car dealership with a full-service mechanic shop in a high-traffic location. This turnkey business offers two strong revenue streams, serving both car buyers and

Multi-Tenant Industrial for sale: 14 - 1408 VICTORIA STREET N, Kitchener

33 photos

$170,000

14 - 1408 Victoria Street N, Kitchener, Ontario N2B 3E2

0 beds
0 baths
26 days

Lancaster and Victoria FOR SALE: Low rent location !!! Established Used Car Dealership & Mechanic Shop Profitable and well-established used car dealership with a full-service mechanic shop in a high-traffic location. This turnkey business offers two strong revenue streams, serving both car

80 & 82 BASE LINE Road W, London

7 photos

$2,600,000

80 & 82 Base Line Road W, London, Ontario N6J 1V2

0 beds
0 baths
25 days

BASE LINE ROAD WEST OF WHARNCLIFFE DEVELOPMENT OPPORTUNITY – PRIME MULTI-RESIDENTIAL SITE! An exceptional investment opportunity in one of London’s most sought-after neighborhoods! This half-acre site has been rezoned for an 8-storey, 77-unit apartment building, allowing the next

Other for sale: 80 & 82 BASE LINE ROAD W, London

7 photos

$2,600,000

80 & 82 Base Line Road W, London (South E), Ontario N6J 1V2

0 beds
0 baths
16 days

BASELINE ROAD WEST OF WHARNCLIFFE DEVELOPMENT OPPORTUNITY PRIME MULTI-RESIDENTIAL SITE! An exceptional investment opportunity in one of London's most sought-after neighborhoods! This half-acre site has been rezoned for an 8-storey, 77-unit apartment building, allowing the next owner to proceed

Warehouse for sale: 3275 ODESSA DRIVE, Tecumseh

34 photos

$1,999,999

3275 Odessa Drive, Tecumseh, Ontario N8N 2M1

0 beds
0 baths
18 days

Unlock the potential of this 8,750 SQ FT light industrial/manufacturing building, perfectly positioned on County Rd 42 with high visibility and easy access to Hwy 401 & E.C. Row Expressway. Property Highlights include a 8,750 SQ FT main building with 20 FT clear ceilings, 2 grade-level loading

House for sale: 9714 LAKE ROAD, Lambton Shores

33 photos

$390,000

9714 Lake Road, Lambton Shores (Kettle Point), Ontario N0N 1J1

3 beds
3 baths
79 days

Hwy 21 to County Road 7 follow to West Ipperwash Rd turn right follow to London Road turn left follow to stop sign turn right turn left at Lake Road, follow around the Point to property on left \"No Sign\" Unobstructed Lake view 4 season cottage on Lake Huron, Lake directly on other side of

9 CON 2 JOHN STREET, Lincoln

38 photos

$1,390,000

9 Con 2 John Street, Lincoln (Lincoln Lake), Ontario L0R 1B1

0 beds
0 baths
174 days

Merritt Rd /John street Discover 9 acres of prime, flat vacant land in the heart of Lincoln, a town renowned for its vineyards, wineries, and fruit farming. This tranquil and beautiful setting is just minutes from the QEW, future GO station, and thriving cities. Surrounded by multi-billion-dollar

135 JAMES Street S, Hamilton

7 photos

$1,275,000

135 James Street S, Hamilton, Ontario L8P 2Z6

0 beds
0 baths
12 days

135 James St S underground Care free investment! 40 individually deeded underground parking spaces in prime downtown condominium building. Great income. Spaces can be sold off separately by new owner at any time. Vendor financing available. (id:27476)

36 NORTHFIELD Drive E Unit# 11, Waterloo

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$249,000

36 Northfield Drive E Unit# 11, Waterloo, Ontario N2L 6A1

0 beds
0 baths
8 days

Northfield Drive E and King St N A profitable, turnkey restaurant in a high-traffic location, ensuring a steady flow of customers. Double Taste Shawarma generates approximately $375K in annual sales, with low labor and food costs at 34%, making it an efficient and lucrative business. The lease

685 QUEEN ST E STREET, Sault Ste Marie

11 photos

$120,000

685 Queen St E Street, Sault Ste Marie, Ontario P6A 2A6

0 beds
0 baths
5 days

QUEENT ST E & EAST ST Don't miss this opportunity to own a well-loved, community-supported plant-based restaurant in Sault Ste. Marie, Ontario! Located in a high-traffic area within a growing community, this business has earned an outstanding 5-star Google rating and built a loyal customer

34736 DECHERT ROAD, Goderich)

1 photos

$10,000,000

34736 Dechert Road, Goderich) (Goderich (Town)), Ontario N7A 3X8

0 beds
0 baths
221 days

Bayfield Road (Hwy 21) Subject Lands are located within the Settlement Area of the Municipality of Central Huron-the Township of Goderich. The Subject Lands have frontage on Highway 21 to the east, Dechert Road to the north, and Bluewater Beach Road to the south, and are currently occupied

2683 PUTNAM ROAD N, Thames Centre

2 photos

$675,000

2683 Putnam Road N, Thames Centre (Putnam), Ontario N0L 2B0

0 beds
0 baths
361 days

HAMILTON RD This multi-use property is located east of Dorchester on a very busy intersection, Hamilton Rd and Putnam Rd. Easy access to the 401. Two buildings are on the property, an auto repair shop currently leased and a second building leased out on the main level and on the lower level.

Understanding Owner Financing in Ontario

Owner financing, also known as seller financing, is an alternative method of purchasing real estate where the seller provides the buyer with a loan to purchase the property. This approach can be particularly beneficial in Ontario, where the real estate market is both dynamic and competitive. In this article, we will explore the nuances of owner financing in Ontario, its benefits, and how it can be a viable option for both buyers and sellers.

What is Owner Financing?

Owner financing is a real estate transaction where the seller acts as the lender, allowing the buyer to make payments directly to them instead of securing a traditional mortgage from a bank. This arrangement can be advantageous for buyers who may not qualify for conventional loans due to credit issues or other financial constraints. Sellers, on the other hand, can benefit from a steady income stream and potentially higher interest rates than those offered by banks.

Benefits of Owner Financing for Buyers

One of the primary advantages of owner financing for buyers is the flexibility it offers. Buyers can negotiate terms directly with the seller, which can lead to more favorable conditions such as lower down payments or interest rates. Additionally, owner financing can expedite the purchasing process, as it eliminates the need for lengthy bank approvals.

For instance, if you're interested in purchasing a bungalow in Sutton or a bungalow in Lakeshore, owner financing might be a suitable option. It allows you to bypass traditional lending hurdles and secure your dream home more efficiently.

Advantages for Sellers

Sellers can also reap significant benefits from owner financing. By offering this option, sellers can attract a broader range of potential buyers, including those who might struggle to obtain traditional financing. This can lead to a quicker sale and potentially higher selling price.

Moreover, sellers can enjoy a steady income stream from the interest payments made by the buyer. This can be particularly appealing for those looking to invest in other properties or diversify their income sources. For example, if you own a condo in Brighton or a condo on Plains Rd, Burlington, offering owner financing can make your property more attractive to potential buyers.

Key Considerations for Owner Financing

While owner financing offers numerous benefits, there are essential considerations for both parties involved. For buyers, it's crucial to ensure that the terms of the agreement are clearly outlined and understood. This includes the interest rate, repayment schedule, and any penalties for late payments.

Sellers, on the other hand, should conduct thorough due diligence on potential buyers to assess their financial stability and ability to make payments. It's also advisable for sellers to work with a real estate attorney to draft a legally binding agreement that protects their interests.

Exploring Real Estate Opportunities in Ontario

Ontario's real estate market is diverse, offering a wide range of properties that can be purchased through owner financing. Whether you're interested in a downtown Burlington condo or a bungalow in Acton, there are numerous opportunities to explore.

For those seeking an adult lifestyle community, an adult lifestyle bungalow might be the perfect fit. These properties often come with amenities and community features that cater to a specific demographic, making them highly desirable.

Financing Condos in Ontario

Condos are a popular choice for many homebuyers in Ontario, offering a blend of convenience and modern living. With owner financing, purchasing a condo in Waterloo or a condo in Woodstock becomes more accessible, especially for those who may face challenges with traditional financing methods.

Additionally, owner financing can be an attractive option for those looking to invest in real estate. By purchasing a property with favorable terms, investors can maximize their returns and expand their portfolio more efficiently.

Conclusion

Owner financing in Ontario presents a unique opportunity for both buyers and sellers to engage in real estate transactions that are mutually beneficial. By understanding the intricacies of this financing method and exploring the diverse property options available, individuals can make informed decisions that align with their financial goals and lifestyle preferences.

Whether you're interested in a condo in Burlington or exploring other real estate opportunities, owner financing can provide the flexibility and accessibility needed to achieve your homeownership dreams.