Ontario Province Owner Financing Property Listings for Sale

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Duplex for sale: 44 WILHELM Street, Kitchener

1 photos

$675,000

44 Wilhelm Street, Kitchener, Ontario N2H 5S1

0 beds
0 baths
223 days

Weber St W to Wilhelm St Embrace the opportunity to shape your perfect abode with this ready-to-build dream home awaiting your personal touch! Rarely does the chance arise to take control of your home's design and secure a spacious lot tailored to your family's desires. With all necessary approvals

Duplex for sale: 61 WATER STREET S, St. Marys

10 photos

$399,900

61 Water Street S, St. Marys (St. Marys), Ontario N4X 1A5

4 beds
2 baths
45 days

Water street before Jones St. E. Owner Financing Available! Welcome to 61 Water St S, a charming duplex located in the heart of St. Marys, Ontario. This inviting 1.5 storey home is perfectly situated in the downtown core, offering residents easy walking access to a variety of shopping, dining

House for sale: 12724 KIMBERLY, Tecumseh

40 photos

$749,000

12724 Kimberly, Tecumseh, Ontario N8N 3N5

4 beds
2 baths
40 days

Newly renovated full brick bi-level home on quiet corner lot close to schools, parks and all amenities. The upper level consists of an open concept living rm, kitchen, dining rm, with full bath and 3 bdrms. Lower level has a family rm w/gas fireplace, dry bar/kitchen/games rooms, full bath,

1413 Brown ST, Thunder Bay

14 photos

$449,000

1413 Brown St, Thunder Bay (Thunder Bay), Ontario P7E 2M7

0 beds
0 baths
12 days

Downtown Westfort- On Brown St Between Frederica St and Amelia St *SPACIOUS 4,700sf WELL BUILT COMMERCIAL PROPERTY***OWNER FINANCING AVAILBLE** in EXCELLENT LOCATION in the *HEART of WESTFORT* Business District. 4,700 sf OPEN CONCEPT with PLENTY OF PARKING. *SOLID STEEL Engineered Building

148 MOSLEY STREET, Wasaga Beach

40 photos

$2,950,000

148 Mosley Street, Wasaga Beach (Wasaga Beach), Ontario L9Z 2K1

0 beds
0 baths
115 days

4th St and Mosley St Beach 1 FULLY RENOVATED, YEAR-ROUND PREMIER BEACHFRONT RESORT MOTEL IN A PRIME WASAGA BEACH LOCATION! This completely transformed boutique motel offers an extraordinary investment opportunity in the heart of Wasaga Beach. Known as the well-established and highly rated ""Adrian's

5880 RAMA DALTON BOUNDARY ROAD, Ramara

7 photos

$875,000

5880 Rama Dalton Boundary Road, Ramara (Rural Ramara), Ontario L0K 1W0

9 beds
4 baths
147 days

highway 11 north merge south Highway 12 turn left Rama Rd , turn right Monck Rd. corner of Monck Rd and Rama Dalton Boundary Rd Growth Opportunity in Ramara Township Bordering Kawartha Lakes!\r\n\r\nLocated at the corner of Monk Rd and Rama Dalton Boundary Rd, this property offers exceptional

34736 DECHERT ROAD, Goderich

1 photos

$10,000,000

34736 Dechert Road, Goderich (Goderich Town), Ontario N7A 3X8

0 beds
0 baths
154 days

Bayfield Road (Hwy 21) Subject Lands are located within the Settlement Area of the Municipality of Central Huron-the Township of Goderich. The Subject Lands have frontage on Highway 21 to the east, Dechert Road to the north, and Bluewater Beach Road to the south, and are currently occupied

36 NORTHFIELD Drive E Unit# 11, Waterloo

16 photos

$275,000

36 Northfield Drive E Unit# 11, Waterloo, Ontario N2L 6A1

0 beds
0 baths
129 days

Northfield Drive E and King St N Great opportunity to own privately or be part of region's growing Franchise Double Taste Shawarma business in Waterloo for sale. Located at the busy intersection of Northfield Dr and King St N. Close to both universities and Conestoga College. Business has great

00 HIGHLAND DRIVE, North Huron

1 photos

$12,000,000

00 Highland Drive, North Huron (Wingham), Ontario N0G 2W0

0 beds
0 baths
154 days

Highland Dr. & Charles St. The current owner has undertaken significant planning in support of Draft Plan of Subdivision Application for a residential development. Huron Council has granted Draft Approval (2014)of the Wingham Creek development proposed to provide 454 single detached, semi-detached

Retail for sale: 180 Haldimand 20 Road, Hagersville

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$640,000

180 Haldimand 20 Road, Hagersville, Ontario N0A 1H0

0 beds
0 baths
124 days

East out of Hagersville on Haldimand Road 20, property is on the right at Cheapside Road Want to work from home? Live in the generously sized 2 bedroom home while operating your business from the same location.The property has had decades of success as a restaurant, but the zoning provides

Apartment for sale: 404 - 20 ST GEORGE STREET, Kitchener

39 photos

$370,000

404 - 20 St George Street, Kitchener, Ontario N2G 2S7

2 beds
2 baths
63 days

Visitor Parking is off of Queen St.S., Entrance across from Joseph St. at traffic light intersection LIFE LEASE at Sandhills Retirement Community opened in 2001,a Christian faith-based multi-denominational not-for-profit corporation providing quality housing for active seniors 55+ years of

LOT 9 JOHN N/A Street, Lincoln

36 photos

$1,390,000

Lot 9 John N/a Street, Lincoln, Ontario L0R 1B1

0 beds
0 baths
107 days

QEW to Niagara direction , exit at Ontario street , Lincoln to John street Discover 9 acres of prime, flat vacant land in the heart of Lincoln, a town renowned for its vineyards, wineries, and fruit farming. This tranquil and beautiful setting is just minutes from the QEW, future GO station,

9 CON 2 JOHN STREET, Lincoln

38 photos

$1,390,000

9 Con 2 John Street, Lincoln (Lincoln Lake), Ontario L0R 1B1

0 beds
0 baths
107 days

Merritt Rd /John street Discover 9 acres of prime, flat vacant land in the heart of Lincoln, a town renowned for its vineyards, wineries, and fruit farming. This tranquil and beautiful setting is just minutes from the QEW, future GO station, and thriving cities. Surrounded by multi-billion-dollar

House for sale: 541009 CONCESSION NDR 14 ROAD, West Grey

15 photos

$2,199,000

541009 Concession Ndr 14 Road, West Grey (Rural West Grey), Ontario N0G 1L0

8 beds
4 baths
105 days

Concession 14 & 10 Sideroad SELLER WILL CONSIDER VENDOR TAKE-BACK FINANCING UP TO 50% OF THE PURCHASE PRICE, FOR QUALIFIED PURCHASERS. This stunning estate spans nearly 50 acres, offering the perfect blend of space, privacy, and functionality for land lovers, large families, and truck owner/operators

Row / Townhouse for sale: 144 MEADOW LANE, Wasaga Beach

32 photos

$464,900

144 Meadow Lane, Wasaga Beach (Wasaga Beach), Ontario L9Z 0A4

2 beds
1 baths
77 days

Zoo Park Road North to Meadow Lane to #144 Welcome to Wasaga Meadows... a 55 plus adult community. Great location within walking distance to grocery stores, restaurants, drug stores and bank. This end unit has been well maintained with newer furnace and central air conditioning (2023), hardwood

5 - 225 NUGGET AVENUE, Toronto

3 photos

$500,000

5 - 225 Nugget Avenue, Toronto (Agincourt South-Malvern West), Ontario M1S 3L2

0 beds
0 baths
132 days

McGowan Road / Sheppard Avenue E Opportunity to Purchase a Food-Grade Plastic Packaging Manufacturing Business.We are offering an exceptional opportunity to acquire a well-established factory specializing in the production of food-grade plastic bags and packaging solutions.Unlike conventional

334 DUNDAS STREET E, Mississauga

3 photos

$4,590,000

334 Dundas Street E, Mississauga (Cooksville), Ontario L5A 1W9

0 beds
0 baths
55 days

Hurontario St / Dundas St E Stunning corner property available in this Starbucks AAA tenant investment property. Features a spacious 2,488 sq. ft. ground floor, perfect for owner/occupiers, nestled in a vibrant location. This location offers exceptional exposure and accessibility. There are

UNIT E - 163 FIRST STREET, Orangeville

37 photos

$149,900

Unit E - 163 First Street, Orangeville (Orangeville), Ontario L9W 3J8

0 beds
0 baths
7 days

Highway 10 & first st Great opportunity to own a growing fast food franchise restaurant in Orangeville, ideal for a person who wants to be his/her own boss or invest in a growing Canadian brand. WingsUp has 30+ locations across Ontario & is expanding to BC/Alberta/USA soon. Good front signage/exposure

Apartment for sale: 5 EAST 36TH Street Unit# 410B, Hamilton

24 photos

$264,900

5 East 36th Street Unit# 410b, Hamilton, Ontario L8V 3Y6

1 beds
1 baths
66 days

NORTH ON EAST 36TH FROM CONCESSION, RIGHT ONTO PROPERTY AT END, UNIT IS IN BUILDING B This bright 1 bedroom co-operative apartment unit is nicely updated. Great kitchen with updated cabinets, backsplash and open shelves. The low monthly fees include Building Insurance, Common Elements, Taxes,

1655 MANNING ROAD, Tecumseh

4 photos

$395,000

1655 Manning Road, Tecumseh, Ontario N8N 0H5

0 beds
0 baths
66 days

An amazing opportunity to BE YOUR OWN BOSS w/ CANADA'S FASTEST-GROWING PIZZA FRANCHISE, w/ over 125 LOCATIONS across the country & 4 in WINDSOR. This is a WELL-ESTABLISHED business in a PRIME LOCATION w/ a rare LLBO LICENSE, offering DINE-IN, TAKEOUT, & DELIVERY options for LIQUOR—something

00 SAVIGNY ROAD, Otonabee-South Monaghan

8 photos

$300,000

00 Savigny Road, Otonabee-South Monaghan (Rural Otonabee-South Monaghan), Ontario K9J 6Y3

0 beds
0 baths
66 days

Wallace Point Rd & Savigny Rd **Overview of Exceptional Country Building Lot** Discover the perfect opportunity to build your dream home just southeast of Peterborough in the charming Township of Otonabee-South Monaghan. This expansive .46-acre building lot, located at the northeast corner

0 CEDAR SITES ROAD, Thunder Bay

7 photos

$4,499,999

0 Cedar Sites Road, Thunder Bay, Ontario P0T 2K0

0 beds
0 baths
66 days

Hwy 588 & Hwy 593 This 36-Acre Campground Is An Opportunity For Investors Seeking A Successful Business. With 165 CampSites At 100% Occupancy Every Season. There's Room For Up To A Total Of 200 CampSites For Future Expansion. The Property Is Perfectly Located On 3,000 Feet Of Picturesque Lakefront.

House for sale: 9714 LAKE ROAD, Lambton Shores

33 photos

$390,000

9714 Lake Road, Lambton Shores (Kettle Point), Ontario N0N 1J1

3 beds
3 baths
12 days

Hwy 21 to County Road 7 follow to West Ipperwash Rd turn right follow to London Road turn left follow to stop sign turn right turn left at Lake Road, follow around the Point to property on left \"No Sign\" Unobstructed Lake view 4 season cottage on Lake Huron, Lake directly on other side of

Apartment for sale: 211 - 20 ST GEORGE STREET, Kitchener

35 photos

$290,000

211 - 20 St George Street, Kitchener, Ontario N2G 2S7

1 beds
1 baths
63 days

Visitor Parking is off of Queen St.S., Entrance across from Joseph St. at traffic light intersection Life Lease at Sandhills Retirement Community opened in 2001, a faith-bases multi-denominational not-for-profit corporation providing quality housing for active seniors 55+ years of age. Sandhills

Apartment for sale: 302 - 20 ST GEORGE STREET, Kitchener

35 photos

$400,000

302 - 20 St George Street, Kitchener, Ontario N2G 2S7

2 beds
2 baths
51 days

Visitor Parking is off of Queen St.S., Entrance across from Joseph St. at traffic light intersection LIFE LEASE at Sandhills Retirement Community opened in 2001,a Christian faith-based multi-denominational not-for-profit corporation providing quality housing for active seniors 55+ years of

House for sale: 4282 VIVIAN ROAD, Whitchurch-Stouffville

20 photos

$3,198,000

4282 Vivian Road, Whitchurch-Stouffville (Rural Whitchurch-Stouffville), Ontario L4A 1Z2

6 beds
3 baths
46 days

Vivian Road And Mccowan Incredible 5400 Sq Ft Custom Built 2 Storey Executive Home On Pristine, Very Private And Secluded 5+ Acres, Floor To Ceiling Wood Burning Fireplace ( 4 total ) In Unbelievable Great Room, Massive Kitchen W/Mezzanine Dining, 6 Bedrooms, 3 Baths, Steam Shower And Fireplace

House for sale: 541009 CONCESSION NDR 14 Road, Chesley

15 photos

$2,199,000

541009 Concession Ndr 14 Road, Chesley, Ontario N0G 1L0

7 beds
4 baths
55 days

Concession 14 & 10 Sideroad, Chesley SELLER WILL CONSIDER VENDOR TAKE-BACK FINANCING UP TO 50% OF THE PURCHASE PRICE, FOR QUALIFIED PURCHASERS. This stunning estate spans nearly 50 acres, offering the perfect blend of space, privacy, and functionality for land lovers, large families, and truck

Multi-Family for sale: 279 COLBORNE STREET E, Brantford

13 photos

$2,599,000

279 Colborne Street E, Brantford, Ontario N3T 2H3

0 beds
0 baths
144 days

Colborne St E / Clarence St ATTENTION INVESTORS: POWER OF SALE Development Property In Brantford. The Municipality Of Brantford Is Eager To Approve And Assist A Build Up To 22 Storey Mixed-Use Condo. Developers Dream And Background Work Completed. City Willing To Close Small Side Road And

8626 HIGHWAY 12 W, Oro-Medonte

18 photos

$1,095,000

8626 Highway 12 W, Oro-Medonte (Rural Oro-Medonte), Ontario L3V 6H2

0 beds
2 baths
38 days

HIGHWAY 12 AND LINE 15 BUSY HIGH TRAFFIC CORNER LOCATION WOULD SUIT MOST COMMERCIAL USES; CAR LOT, SERVICE STATION, MARINA SALES AND SERVICE, CONVENIENCE STORE, RESTAURANT, TAKE OUT ESTABLISHMENT, OFFICE. TWO BEDROOM APARTMENT ON SECOND FLOOR EXCELLENT OPPORTUNITY FOR LIVE WORK OR RENT OUT

Warehouse for sale: 45 INDUSTRIEL STREET, Casselman

14 photos

$1,750,000

45 Industriel Street, Casselman (604 - Casselman), Ontario K0A 1M0

0 beds
4 baths
34 days

Racine High end construction, 4,700 sq ft industrial building, of which 2000 sq ft were added in 2024. 700 sq ft office space. 6 individual Bays 13.3 ft interior ceiling height. 7 overhead doors of 14x12, one drive though bay. Corner fenced lot of 205 by 86, including 12 public parking

Apartment for sale: 506 - 20 ST GEORGE STREET, Kitchener

36 photos

$299,900

506 - 20 St George Street, Kitchener, Ontario N2G 2S7

2 beds
1 baths
121 days

Visitor Parking is off of Queen St.S., Entrance across from Joseph St. at traffic light intersection Life Lease at Sandhills Retirement Community opened in 2001, a faith-bases multi-denominational not-for-profit corporation providing quality housing for active seniors 55+ years of age. Sandhills

287-289 GEORGE STREET N, Peterborough

25 photos

$199,000

287-289 George Street N, Peterborough (Downtown), Ontario K9J 3H3

0 beds
0 baths
6 days

North side of George Street, between King and Charlotte St Prime Turnkey Business Opportunity in Downtown Peterborough. Step into success with this exceptional business opportunity located in the heart of Peterborough's vibrant downtown district. Perfectly positioned across from Showplace Theatre

137 SIMCOE STREET N, Oshawa

7 photos

$1

137 Simcoe Street N, Oshawa (O'Neill), Ontario L1G 4S6

0 beds
0 baths
4 days

Simcoe St N and Adelaide Attention Developers & Condo Builders. 0.67 Acre Building Site Assembled In Downtown Oshawa with Simcoe St N Frontage. Lots of opportunity, could be rental housing, condo or retirement home. Incredible location within walking distance to Lakeridge Regional Health Centre,

2683 PUTNAM ROAD N, Thames Centre

2 photos

$675,000

2683 Putnam Road N, Thames Centre (Putnam), Ontario N0L 2B0

0 beds
0 baths
294 days

HAMILTON RD This multi-use property is located east of Dorchester on a very busy intersection, Hamilton Rd and Putnam Rd. Easy access to the 401. Two buildings are on the property, an auto repair shop currently leased and a second building leased out on the main level and on the lower level.

Understanding Owner Financing in Ontario

Owner financing, also known as seller financing, is an alternative method of purchasing real estate where the seller provides the buyer with a loan to purchase the property. This approach can be particularly beneficial in Ontario, where the real estate market is both dynamic and competitive. In this article, we will explore the nuances of owner financing in Ontario, its benefits, and how it can be a viable option for both buyers and sellers.

What is Owner Financing?

Owner financing is a real estate transaction where the seller acts as the lender, allowing the buyer to make payments directly to them instead of securing a traditional mortgage from a bank. This arrangement can be advantageous for buyers who may not qualify for conventional loans due to credit issues or other financial constraints. Sellers, on the other hand, can benefit from a steady income stream and potentially higher interest rates than those offered by banks.

Benefits of Owner Financing for Buyers

One of the primary advantages of owner financing for buyers is the flexibility it offers. Buyers can negotiate terms directly with the seller, which can lead to more favorable conditions such as lower down payments or interest rates. Additionally, owner financing can expedite the purchasing process, as it eliminates the need for lengthy bank approvals.

For instance, if you're interested in purchasing a bungalow in Sutton or a bungalow in Lakeshore, owner financing might be a suitable option. It allows you to bypass traditional lending hurdles and secure your dream home more efficiently.

Advantages for Sellers

Sellers can also reap significant benefits from owner financing. By offering this option, sellers can attract a broader range of potential buyers, including those who might struggle to obtain traditional financing. This can lead to a quicker sale and potentially higher selling price.

Moreover, sellers can enjoy a steady income stream from the interest payments made by the buyer. This can be particularly appealing for those looking to invest in other properties or diversify their income sources. For example, if you own a condo in Brighton or a condo on Plains Rd, Burlington, offering owner financing can make your property more attractive to potential buyers.

Key Considerations for Owner Financing

While owner financing offers numerous benefits, there are essential considerations for both parties involved. For buyers, it's crucial to ensure that the terms of the agreement are clearly outlined and understood. This includes the interest rate, repayment schedule, and any penalties for late payments.

Sellers, on the other hand, should conduct thorough due diligence on potential buyers to assess their financial stability and ability to make payments. It's also advisable for sellers to work with a real estate attorney to draft a legally binding agreement that protects their interests.

Exploring Real Estate Opportunities in Ontario

Ontario's real estate market is diverse, offering a wide range of properties that can be purchased through owner financing. Whether you're interested in a downtown Burlington condo or a bungalow in Acton, there are numerous opportunities to explore.

For those seeking an adult lifestyle community, an adult lifestyle bungalow might be the perfect fit. These properties often come with amenities and community features that cater to a specific demographic, making them highly desirable.

Financing Condos in Ontario

Condos are a popular choice for many homebuyers in Ontario, offering a blend of convenience and modern living. With owner financing, purchasing a condo in Waterloo or a condo in Woodstock becomes more accessible, especially for those who may face challenges with traditional financing methods.

Additionally, owner financing can be an attractive option for those looking to invest in real estate. By purchasing a property with favorable terms, investors can maximize their returns and expand their portfolio more efficiently.

Conclusion

Owner financing in Ontario presents a unique opportunity for both buyers and sellers to engage in real estate transactions that are mutually beneficial. By understanding the intricacies of this financing method and exploring the diverse property options available, individuals can make informed decisions that align with their financial goals and lifestyle preferences.

Whether you're interested in a condo in Burlington or exploring other real estate opportunities, owner financing can provide the flexibility and accessibility needed to achieve your homeownership dreams.