Ontario Province Owner Financing Property Listings for Sale

(32 relevant results)
Sort by
1413 Brown ST, Thunder Bay

14 photos

$449,000

1413 Brown St, Thunder Bay (Thunder Bay), Ontario P7E 2M7

0 beds
0 baths
33 days

Downtown Westfort- On Brown St between Frederica St and Amelia St *SPACIOUS 4,700sf WELL BUILT COMMERCIAL PROPERTY***OWNER FINANCING AVAILBLE** in EXCELLENT LOCATION in the *HEART of WESTFORT* Business District. 4,700 sf OPEN CONCEPT with PLENTY OF PARKING. *SOLID STEEL Engineered Building

House for sale: 12724 KIMBERLY COURT, Tecumseh

38 photos

$695,000

12724 Kimberly Court, Tecumseh, Ontario N8N 3N5

4 beds
2 baths
21 days

Fully renovated, spacious brick bi-level on quiet Tecumseh street steps from schools, parks and shopping. Upper level features 3 bedrooms, full bath and open concept eat in kitchen, dining and living rooms. Finished lower level with large family room, gas fireplace, full bath, den/4th bedroom,

Listed by: Nicole Mailloux,Deerbrook Realty Inc.
34736 DECHERT ROAD, Goderich)

1 photos

$8,250,000

34736 Dechert Road, Goderich) (Goderich (Town)), Ontario N7A 3X8

0 beds
0 baths
238 days

Bayfield Road (Hwy 21) Subject Lands are located within the Settlement Area of the Municipality of Central Huron-the Township of Goderich. The Subject Lands have frontage on Highway 21 to the east, Dechert Road to the north, and Bluewater Beach Road to the south, and are currently occupied

148 MOSLEY STREET, Wasaga Beach

41 photos

$2,950,000

148 Mosley Street, Wasaga Beach (Wasaga Beach), Ontario L9Z 2K1

0 beds
0 baths
199 days

4th St and Mosley St Beach 1 FULLY RENOVATED, YEAR-ROUND PREMIER BEACHFRONT RESORT MOTEL IN A PRIME WASAGA BEACH LOCATION! This completely transformed boutique motel offers an extraordinary investment opportunity in the heart of Wasaga Beach. Known as the well-established and highly rated "Adrian's

LOT 9 JOHN N/A Street, Lincoln

36 photos

$1,390,000

Lot 9 John N/a Street, Lincoln, Ontario L0R 1B1

0 beds
0 baths
191 days

QEW to Niagara direction , exit at Ontario street , Lincoln to John street Discover 9 acres of prime, flat vacant land in the heart of Lincoln, a town renowned for its vineyards, wineries, and fruit farming. This tranquil and beautiful setting is just minutes from the QEW, future GO station,

Youming Zhao,Right At Home RealtyListed by: Youming Zhao,Right At Home Realty
9 CON 2 JOHN STREET, Lincoln

38 photos

$1,390,000

9 Con 2 John Street, Lincoln (Lincoln Lake), Ontario L0R 1B1

0 beds
0 baths
191 days

Merritt Rd /John street Discover 9 acres of prime, flat vacant land in the heart of Lincoln, a town renowned for its vineyards, wineries, and fruit farming. This tranquil and beautiful setting is just minutes from the QEW, future GO station, and thriving cities. Surrounded by multi-billion-dollar

Youming Zhao,Right At Home RealtyListed by: Youming Zhao,Right At Home Realty
00 SAVIGNY ROAD, Otonabee-South Monaghan

8 photos

$300,000

00 Savigny Road, Otonabee-South Monaghan (Rural Otonabee-South Monaghan), Ontario K9J 6Y3

0 beds
0 baths
150 days

Wallace Point Rd & Savigny Rd **Overview of Exceptional Country Building Lot** Discover the perfect opportunity to build your dream home just southeast of Peterborough in the charming Township of Otonabee-South Monaghan. This expansive .46-acre building lot, located at the northeast corner

Apartment for sale: 16 - 288 REYNOLDS STREET, Oakville

35 photos

$472,000

16 - 288 Reynolds Street, Oakville (1013 - OO Old Oakville), Ontario L6J 3L4

2 beds
1 baths
49 days

TRAFALGAR/LAWSON Charming Co-Op unit in Historic Old Oakville Village! Situated in the heart of Old Oakville Village, this exclusive co-op offers a unique blend of charm and convenience. Housed in a boutique four-storey building with only 15 units, this spacious 2-bedroom apartment spans over

Kim Kehoe,Bosley Real Estate Ltd.Listed by: Kim Kehoe,Bosley Real Estate Ltd.
0 CEDAR SITES ROAD, Thunder Bay

7 photos

$4,499,999

0 Cedar Sites Road, Thunder Bay, Ontario P0T 2K0

0 beds
0 baths
150 days

Hwy 588 & Hwy 593 This 36-Acre Campground Is An Opportunity For Investors Seeking A Successful Business. With 165 CampSites At 100% Occupancy Every Season. There's Room For Up To A Total Of 200 CampSites For Future Expansion. The Property Is Perfectly Located On 3,000 Feet Of Picturesque Lakefront.

Listed by: Jamie Erlick,Harvey Kalles Real Estate Ltd.
8626 HIGHWAY 12 W, Oro-Medonte

18 photos

$1,095,000

8626 Highway 12 W, Oro-Medonte (Rural Oro-Medonte), Ontario L3V 6H2

0 beds
2 baths
122 days

HIGHWAY 12 AND LINE 15 BUSY HIGH TRAFFIC CORNER LOCATION WOULD SUIT MOST COMMERCIAL USES; CAR LOT, SERVICE STATION, MARINA SALES AND SERVICE, CONVENIENCE STORE, RESTAURANT, TAKE OUT ESTABLISHMENT, OFFICE. TWO BEDROOM APARTMENT ON SECOND FLOOR EXCELLENT OPPORTUNITY FOR LIVE WORK OR RENT OUT

137 SIMCOE STREET N, Oshawa

7 photos

$1

137 Simcoe Street N, Oshawa (O'Neill), Ontario L1G 4S6

0 beds
0 baths
88 days

Simcoe St N and Adelaide Attention Developers & Condo Builders. 0.67 Acre Building Site Assembled In Downtown Oshawa with Simcoe St N Frontage. Lots of opportunity, could be rental housing, condo or retirement home. Incredible location within walking distance to Lakeridge Regional Health Centre,

Gerry Keenan,Re/max Jazz Inc.Listed by: Gerry Keenan,Re/max Jazz Inc.
Multi-Family for sale: 31 BAYFIELD STREET, Barrie

40 photos

$3,200,000

31 Bayfield Street, Barrie (City Centre), Ontario L4M 3A6

0 beds
0 baths
77 days

Bayfield & Dunlop Own a piece of Barrie's vibrant downtown core with this exceptional investment opportunity! Located in the heart of downtown Barrie, 31 Bayfield Street presents a rare chance to acquire a well-established rooming house with a thriving Irish pub on the ground floor. This property

Matthew Metzler,Ipro Realty Ltd.Listed by: Matthew Metzler,Ipro Realty Ltd.
LT 11 CON 3 MURPHY TWSHP ACRES, Timmins

12 photos

$72,000

Lt 11 Con 3 Murphy Twshp Acres, Timmins (TS - SE), Ontario P4N 7C3

0 beds
0 baths
66 days

LANDLOCK. ON HWY 101, TURN ONTO 655, USE THE TRAIL TO GET TO THE PROPERTY. Own your own piece of Canadian wilderness! This 161-acre parcel comes with 40 year old timber. The small creek and beaver pond located within are hallmarks of PRIME moose habitat for hunters. It's ATV/skidoo trail access

Olivia Thomas,Zieminski Real Estate IncListed by: Olivia Thomas,Zieminski Real Estate Inc
169 BAYFIELD STREET, Barrie

7 photos

$1,300,000

169 Bayfield Street, Barrie (City Centre), Ontario L4M 3B4

0 beds
0 baths
60 days

Wellington /Bayfield 7% Cap RATE Prime investment opportunity in the heart of Barrie, just steps from the GO station! This fully occupied, mixed-use property is perfect for investors, business owners, and developers, with potential for future condo projects. Zoned for both commercial and residential

Frank Leo,Re/max West Realty Inc.Listed by: Frank Leo,Re/max West Realty Inc.
14 SPENCER STREET, Edwardsburgh/Cardinal

50 photos

$579,900

14 Spencer Street, Edwardsburgh/Cardinal (807 - Edwardsburgh/Cardinal Twp), Ontario K0E 1X0

0 beds
5 baths
49 days

Centre St and Spencer St Prime Mixed -Use Investment property in charming Spencerville ideally situated on the main road, just 20 minutes from Kemptville. This exceptional stone building offers a unique opportunity for an owner to live and work while earning rental income. Featuring 3 residential

Listed by: Nella Zourntos,Re/max Absolute Realty Inc.
UNIT E - 163 FIRST STREET, Orangeville

37 photos

$149,900

Unit E - 163 First Street, Orangeville (Orangeville), Ontario L9W 3J8

0 beds
0 baths
91 days

Highway 10 & first st Great opportunity to own a growing fast food franchise restaurant in Orangeville, ideal for a person who wants to be his/her own boss or invest in a growing Canadian brand. WingsUp has 30+ locations across Ontario & is expanding to BC/Alberta/USA soon. Good front signage/exposure

Anu Joshi,Homelife/miracle Realty LtdListed by: Anu Joshi,Homelife/miracle Realty Ltd
Apartment for sale: 302 - 20 ST GEORGE STREET, Kitchener

40 photos

$400,000

302 - 20 St George Street, Kitchener, Ontario N2G 2S7

2 beds
2 baths
44 days

Queen St. S. Sandhills Retirement Community opened in 2001,a Christian faith-based multi-denominational not-for-profit corporation providing quality housing for active seniors 55+ years of age. Smoke-free, caring community of like-minded residents. 58 bright, lovely, and spacious apartment-style

Harold Lee,Homelife Power Realty IncListed by: Harold Lee,Homelife Power Realty Inc
Apartment for sale: 506 - 20 ST GEORGE STREET, Kitchener

31 photos

$299,900

506 - 20 St George Street, Kitchener, Ontario N2G 2S7

2 beds
1 baths
44 days

Queen St.S. Sandhills Retirement Community opened in 2001, a faith-based multi-denominational not-for-profit corporation providing quality housing for active seniors 55+ years of age. Smoke free, caring community of like minded residents. The facility encompasses a 58 bright, lovely and spacious

Harold Lee,Homelife Power Realty IncListed by: Harold Lee,Homelife Power Realty Inc
1408 VICTORIA Street N Unit# 14, Kitchener

44 photos

$170,000

1408 Victoria Street N Unit# 14, Kitchener, Ontario N2B 3E2

0 beds
0 baths
43 days

BINGEMAN PARK FOR SALE: Low rent location !!! Established Used Car Dealership & Mechanic Shop Profitable and well-established used car dealership with a full-service mechanic shop in a high-traffic location. This turnkey business offers two strong revenue streams, serving both car buyers and

Ghassan Khilil,Re/max Real Estate Centre Inc.Listed by: Ghassan Khilil,Re/max Real Estate Centre Inc.
Multi-Tenant Industrial for sale: 14 - 1408 VICTORIA STREET N, Kitchener

33 photos

$170,000

14 - 1408 Victoria Street N, Kitchener, Ontario N2B 3E2

0 beds
0 baths
43 days

Lancaster and Victoria FOR SALE: Low rent location !!! Established Used Car Dealership & Mechanic Shop Profitable and well-established used car dealership with a full-service mechanic shop in a high-traffic location. This turnkey business offers two strong revenue streams, serving both car

Listed by: Ghassan Khilil,Re/max Real Estate Centre Inc.
80 & 82 BASE LINE Road W, London

7 photos

$2,600,000

80 & 82 Base Line Road W, London, Ontario N6J 1V2

0 beds
0 baths
42 days

BASE LINE ROAD WEST OF WHARNCLIFFE DEVELOPMENT OPPORTUNITY – PRIME MULTI-RESIDENTIAL SITE! An exceptional investment opportunity in one of London’s most sought-after neighborhoods! This half-acre site has been rezoned for an 8-storey, 77-unit apartment building, allowing the next

Adam Patel,Re/max Twin City Realty Inc. Brokerage-2Listed by: Adam Patel,Re/max Twin City Realty Inc. Brokerage-2
Other for sale: 80 & 82 BASE LINE ROAD W, London

7 photos

$2,600,000

80 & 82 Base Line Road W, London (South E), Ontario N6J 1V2

0 beds
0 baths
33 days

BASELINE ROAD WEST OF WHARNCLIFFE DEVELOPMENT OPPORTUNITY PRIME MULTI-RESIDENTIAL SITE! An exceptional investment opportunity in one of London's most sought-after neighborhoods! This half-acre site has been rezoned for an 8-storey, 77-unit apartment building, allowing the next owner to proceed

Listed by: Adam Patel,Re/max Twin City Realty Inc.
Multi-Family for sale: 279 COLBORNE STREET E, Brantford

13 photos

$2,599,000

279 Colborne Street E, Brantford, Ontario N3T 2H3

0 beds
0 baths
228 days

Colborne St E / Clarence St ATTENTION INVESTORS: POWER OF SALE Development Property In Brantford. The Municipality Of Brantford Is Eager To Approve And Assist A Build Up To 22 Storey Mixed-Use Condo. Developers Dream And Background Work Completed. City Willing To Close Small Side Road And

Listed by: Stuart Coleman,Get Sold Realty Inc.
1084 XAVIER STREET, Gravenhurst

11 photos

$350,000

1084 Xavier Street, Gravenhurst (Morrison), Ontario P0E 1G0

0 beds
0 baths
32 days

Kilworthy And Xavier 1 acre lot in sought after Whispering Pines - ready to build. Located in the prestigious Whispering Pines community, this private 1-acre lot offers a rare opportunity to build in an exclusive exclave of executive homes. Known for its tranquil setting and natural beauty,

Julia Basden,Royal Lepage Rcr RealtyListed by: Julia Basden,Royal Lepage Rcr Realty
135 JAMES Street S, Hamilton

7 photos

$1,175,000

135 James Street S, Hamilton, Ontario L8P 2Z6

0 beds
0 baths
29 days

135 James St S underground Care free investment! 40 individually deeded underground parking spaces in prime downtown condominium building. Great income. Spaces can be sold off separately by new owner at any time. Vendor financing available. (id:27476)

Listed by: Alex Winchie,Rockhaven Realty Inc.
36 NORTHFIELD Drive E Unit# 11, Waterloo

16 photos

$249,000

36 Northfield Drive E Unit# 11, Waterloo, Ontario N2L 6A1

0 beds
0 baths
25 days

Northfield Drive E and King St N A profitable, turnkey restaurant in a high-traffic location, ensuring a steady flow of customers. Double Taste Shawarma generates approximately $375K in annual sales, with low labor and food costs at 34%, making it an efficient and lucrative business. The lease

Kamal Cheema,Century 21 Right Time Real Estate Inc.Listed by: Kamal Cheema,Century 21 Right Time Real Estate Inc.
685 QUEEN ST E STREET, Sault Ste Marie

11 photos

$120,000

685 Queen St E Street, Sault Ste Marie, Ontario P6A 2A6

0 beds
0 baths
22 days

QUEENT ST E & EAST ST Don't miss this opportunity to own a well-loved, community-supported plant-based restaurant in Sault Ste. Marie, Ontario! Located in a high-traffic area within a growing community, this business has earned an outstanding 5-star Google rating and built a loyal customer

Listed by: Mudit Mehta
00 HIGHLAND DRIVE, North Huron

1 photos

$12,000,000

00 Highland Drive, North Huron (Wingham), Ontario N0G 2W0

0 beds
0 baths
238 days

Highland Dr. & Charles St. The current owner has undertaken significant planning in support of Draft Plan of Subdivision Application for a residential development. Huron Council has granted Draft Approval (2014)of the Wingham Creek development proposed to provide 454 single detached, semi-detached

House for sale: 91 DIVISION STREET, Cramahe

35 photos

$699,900

91 Division Street, Cramahe (Colborne), Ontario K0K 1S0

8 beds
5 baths
16 days

Division St/Earl St FOURPLEX INVESTMENT OPPORTUNITY (Seller financing opportunity) for anyone looking to expand their portfolio or enter the rental market. Once known as The Grand Trunk Railway Hotel, this building has character and charm that cant be replicated. Seller is willing to consider

Multi-Family for sale: 91 DIVISION STREET, Cramahe

33 photos

$699,900

91 Division Street, Cramahe (Colborne), Ontario K0K 1S0

0 beds
0 baths
16 days

Earl St/Division St FOURPLEX INVESTMENT OPPORTUNITY (Seller financing opportunity) for anyone looking to expand their portfolio or enter the rental market. Once known as The Grand Trunk Railway Hotel, this building has character and charm that cant be replicated. Seller is willing to consider

6 ASHFIELD-HURON ROAD, Huron-Kinloss

44 photos

$799,000

6 Ashfield-huron Road, Huron-Kinloss (Huron-Kinloss), Ontario N2Z 2X3

0 beds
0 baths
3 days

Heading North on Highway 21 towards Amberley, turn left onto Ashfield - Huron Road. **VENDOR TAKE BACK FINANCING AVAILABLE** Welcome to 6 Ashfield-Huron, Kincardine a prime commercial property offering a unique blend of versatility, space, and strategic location. Situated at a bustling main

2683 PUTNAM ROAD N, Thames Centre

2 photos

$675,000

2683 Putnam Road N, Thames Centre (Putnam), Ontario N0L 2B0

0 beds
0 baths
378 days

HAMILTON RD This multi-use property is located east of Dorchester on a very busy intersection, Hamilton Rd and Putnam Rd. Easy access to the 401. Two buildings are on the property, an auto repair shop currently leased and a second building leased out on the main level and on the lower level.

John Simpson,Sutton Group - Select RealtyListed by: John Simpson,Sutton Group - Select Realty

Understanding Owner Financing in Ontario: A Comprehensive Guide

In the dynamic world of real estate, owner financing has emerged as a viable option for many home buyers and investors in Ontario. This method, where the seller finances the purchase directly with the buyer, can offer unique advantages and challenges. Whether you're eyeing a charming home in Guelph or a modern apartment in Ontario Province, understanding the nuances of owner financing is crucial.

The Basics of Owner Financing

Owner financing, also known as seller financing, allows buyers to purchase property without traditional bank mortgages. Instead, the seller provides a loan to the buyer, who then makes regular payments until the balance is paid off. This can be particularly appealing in competitive markets or for buyers with less-than-perfect credit.

Advantages of Owner Financing

  • Flexibility: Terms can be more flexible than those offered by traditional lenders, allowing for customized payment plans.
  • Faster Closing: Without the need for bank approval, transactions can close more quickly.
  • Potential for Lower Costs: Buyers may save on closing costs and other fees typically associated with bank loans.

Considerations for Buyers

While owner financing can be advantageous, it's essential to consider potential drawbacks. Interest rates may be higher than those offered by banks, and buyers should ensure they understand the terms of the agreement fully. Consulting with a real estate attorney or advisor is recommended to navigate these complexities.

Zoning and Resale Potential

When considering properties like a bungalow in Sutton or a home in St. Charles, understanding zoning laws is crucial. Zoning can affect everything from property use to future resale potential. Properties in areas with favorable zoning laws may offer better long-term investment opportunities.

For instance, a water-access cottage might have specific zoning restrictions that could impact its use or resale value. Buyers should research local zoning regulations and consider how they align with their long-term goals.

Lifestyle Appeal and Seasonal Market Trends

Ontario's diverse landscape offers a range of lifestyle options, from urban living in a Brighton condo to rural retreats like a horse property. Understanding the lifestyle appeal of different areas can help buyers make informed decisions.

Seasonal market trends also play a significant role in Ontario's real estate market. For example, properties like a home in Burlington may see increased demand during certain times of the year. Buyers should be aware of these trends to time their purchases strategically.

Expert Tips for Navigating Owner Financing

  • Conduct Thorough Research: Investigate the property's history, market value, and any potential liens or encumbrances.
  • Negotiate Terms: Work with the seller to negotiate terms that are favorable and sustainable for your financial situation.
  • Seek Professional Advice: Engage with real estate professionals to ensure you understand the legal and financial implications of the agreement.

Whether you're considering an investment in Brighton or an apartment in Dorchester, owner financing can be a strategic choice. By understanding the intricacies of this financing method, buyers can make informed decisions that align with their financial goals and lifestyle preferences.